Fred's Money Saving Tips

I've already saved thousands during this "Great Recession" by making small adjustments that allow me to maintain -- and even improve -- my quality of life while spending less. I finally put everything I know into a list of 101 Money Saving Tips.

I save cash by living more efficient:

• I drive the same car, yet I use less gas.
• I shop at the same stores, but I spend less.
• I live in the same house, but it costs me less to maintain.
• I enjoy a better quality of life while living more simple and frugal.
• I have more time for the things I enjoy because I do things more efficiently. It's a win-win.

"A penny saved is a penny earned." - Ben Franklin

I've put everything I know about money saving into 101 tips and am offering them all for just $9, then the tips are instantly yours for the taking, easily printable on PDF and also viewable on a special web page. Essentially these tips have saved me the same amount of cash I would've made at a part-time job.

The "Spend Small, Live Large" Philosophy:

I do more with less. This leads to a simpler way of living and approaching the world, getting free from the over-consumerism while avoid some of the pitfalls it can present. In the Full List, items that describe this philosophy are marked with a "brain" graphic.

As you can see from my Free Tips, these are serious methods I've used to not only survive the Great Recession, but to help my wife and kids live large while spending small.

My Full List of 101 Tips include money saving tips for families, household money saving ideas for moms (with the help of my frugal and beloved wife), tips college students can use, tips home owners can use, pretty much tips any human can use.

I also talk about some of my favorite money saving websites, and how I consistently pay less for the same quality groceries.

If I could time travel...

I can honestly say that if I could go back in time and pay $9 to have this entire list that's taken me 4 years to compile, I would do it in a heartbeat! The reason I would jump at the opportunity is because even a handful of these tips have saved me thousands over the years.

While I'm not the type to say what works for me will work for everybody, my tips do reveal my mindset and approach to saving money the smart way.

While my main focus is saving money, it just so happens that some of the tips to save green, are green. Tips that are good for our environment have an Earth symbol next to them.

As you can tell by now, I like finding win-win scenarios. Another double win are the "Fat-Buster" tips that not only save me money but help me lose weight (marked with this apple graphic). Learn how I fatten my wallet while shrinking the waistline!

Tip number 101 is the Golden Rule tip for the ultimate in frugal living without sacrificing quality of life, worth the relatively insignificant cost of the Full List alone.